Hollee Rasmussen is a young mother of three children who lives in Vernal with her husband where they own a plumbing company. Although Hollee, her husband, and her oldest daughter have insurance, her four-year old twins are left without coverage. The twins are completely healthy other than ordinary childhood illnesses; yet because of a heart condition one twin had at birth (that self healed), insurance companies refuse to insure either twin. Group plans that would offer coverage for Hollee’s family through their business are consistently too expensive.
“My husband is constantly trying to find ways to afford insurance for our family and through his company. He works a lot and tries to help his employees as best he can.” Hollee is constantly worried that her children will contract illnesses or have injuries, especially because she knows that even one incident could devastate her family financially. In the past Hollee and her family have had to make payments on debts they have accrued for medical services to hospitals and clinics. To avoid digging her family deeper into medical debt, Hollee has put off taking her kids to the doctor as long as she can. She tried other means of treating her children, turning to any remedy that was rumored to have worked.
“I waited to take my children to the doctor until they are extremely sick and their illness had progressed to something much worse and harder to treat. I wished there was a way for families who make too much for CHIP and Medicaid, but can’t afford private insurance to get decent health care coverage.